The problem in the US is greed and the status quo.

Article: How to ruin your life (most of us do)

One of my all-time favorite writers, Morgan Housel, gives excellent advice on how to ruin your financial life. Morgan is a staff writer for The Motley Fool. Until I became an avid Fool years ago, I was guilty of many of these behaviors, as most of us are. Pay attention!
Article: How ro ruin your life